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Retirement annuity contributions are tax deductible in South Africa. That means, you pay less tax when you invest in a retirement annuity. However, are they really worth it for everyone tasuta keerutused? If you earn R7 500 per month, do you even qualify for any tax deductions? What about if you earn R40 000 per month? What about R100 000?
Why? Contributions to retirement annuities are tax deductible. That means that the amount of money you contribute to your retirement annuity reduces your taxable income. As a result, you pay less tax.
Just how much tax could you save in taxes by maximizing your retirement annuity contributions? SARS allows you to invest up to 27.5% of your income (capped at R350,000 per year) and deduct it from your taxable income. This table shows the maximum tax savings you can achieve for different income levels .
The deemed cost method allows you to factor in fuel and maintenance costs only if you have paid for them entirely out of your own pocket. If your employer reimburses you for any portion of these expenses, you cannot include that component when calculating your cost per kilometer.
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A lingering theme in our english language episodes has been the puzzlement of host Settembrini over the B/X and OSE crazes, given his fondness for AD&D 1st Edition. The time of reckoning has arrived, OSE-Module-Writer, B/X afficcionado and RC-DM Prince of Nothing steps up to defend the Basic family. We go through minute and sweeping differences, alleged beginner friendliness, the myth of the complicated wargame, mischaracterizations of 1e and theories of why Basic D&D remains the go-to strain in the wider OSR.
I finally finished listening to Zock-Bock-Radio #38 recently – my first podcast ever and four hours straight straight away. 8-o A few comments and a longer digression about my project *In the Realm of the Nibelungs*:
As a result, a group of 4-6 players will usually fill 1-3 party slots with torchbearers and/or dogs. Thus, the use of torchbearers or the like is on the one hand mandatory (so that it may enrich play!) and on the other hand simple & strict (so that we don’t spend two hours discussing whether to bring torchbearers, or how many, and calculating how many we can afford and debating whether having two dozen workers dig a path to the burial chamber would be more advantageous).
A lingering theme in our english language episodes has been the puzzlement of host Settembrini over the B/X and OSE crazes, given his fondness for AD&D 1st Edition. The time of reckoning has arrived, OSE-Module-Writer, B/X afficcionado and RC-DM Prince of Nothing steps up to defend the Basic family. We go through minute and sweeping differences, alleged beginner friendliness, the myth of the complicated wargame, mischaracterizations of 1e and theories of why Basic D&D remains the go-to strain in the wider OSR.
I finally finished listening to Zock-Bock-Radio #38 recently – my first podcast ever and four hours straight straight away. 8-o A few comments and a longer digression about my project *In the Realm of the Nibelungs*:
As a result, a group of 4-6 players will usually fill 1-3 party slots with torchbearers and/or dogs. Thus, the use of torchbearers or the like is on the one hand mandatory (so that it may enrich play!) and on the other hand simple & strict (so that we don’t spend two hours discussing whether to bring torchbearers, or how many, and calculating how many we can afford and debating whether having two dozen workers dig a path to the burial chamber would be more advantageous).
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